As an insurance agent I am continuously asked: "Do you think I am paying too much for insurance?", "Can you give me a ballpark of what I should be paying for auto insurance?" or my favorite, "My neighbor drives the same type of car and pays a lot less than I do". I wish there was a simple answer to these inquiries. Unfortunately in today's insurance market, there are many factors that can affect your auto insurance premium. Most everyone knows … [Read more...]
This question is one that I have heard a lot over the years. As I was brought up in the insurance industry I learned at a very young age what to do in the event of an accident. However, for many, this is a topic not discussed until you find yourself at the side of the road after a fender bender. This discussion is especially critical if you have new drivers in your home. The first and most important rule, don’t leave the scene of the … [Read more...]