“It won’t happen here” is what you think when you watch news and see devastating floods that destroy whole towns but a flood can happen anywhere. Flood insurance is a valuable coverage to protect your home and contents in the event of an unexpected rising of ground water. Flooding is not covered by a standard homeowners insurance policy. Even if you don’t live in a hundred year flood zone you are not immune to flooding.
Harris, Adelberg and Strauss can provide a standard flood quote if you live in a designated flood zone or a preferred risk policy if you live in a low risk area. Both will cover your home and belongings. With a standard policy you choose the level of building coverage, contents coverage and deductible while a preferred risk policy “packages” the two and has a set premium based on the limit you select. Let us help protect you before the waters rise.
If you have questions about this kind of coverage, please call 860-521-8870 or fill out our contact form. We look forward to helping you.