Real estate investments need to be protected. So much more goes into finding the right insurance policy than the best price. Not only should your building be protected for the appropriate value but liability protection is a key part of a Habitational insurance policy.

Understanding the differences in replacement cost or actual cash value coverage is a critical part of your coverage. Ensuring you have enough liability in the event that someone is injured on your property can save you from losing your investment. Other key coverages include loss of rents, water/sewer back up, mechanical breakdown and law or ordinance.

Condominium Association insurance coverage need to not only cover the buildings and liability but needs to protect the association board and crime coverage with employee dishonesty and real estate management.

Harris, Adelberg and Strauss will work with the association to determine what types of coverages are necessary to protect the association and unit owners. Our trained staff understand your needs and have the carriers to offer the right coverage for your apartments and condominium complexes.

If you have questions about this kind of coverage, please call 860-521-8870 or fill out our contact form.  We look forward to helping you.