Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site.

# Harris, Adelberg & Strauss Insurance

A personalized, independent insurance agency serving Connecticut since 1923.

## Posts

- [Rating Factors and Auto Insurance Premiums](https://hasinsurance.com/rating-factors-and-auto-insurance-premiums/) - As an insurance agent I am continuously asked: "Do you think I am paying too much for insurance?", "Can you give me a ballpark of what I should be paying for auto insurance?" or my favorite, "My neighbor drives the same type of car and pays a lot less than I do". I wish there was
- [HELP!  What do I do if I am in an automobile accident?](https://hasinsurance.com/help-what-do-i-do-if-i-am-in-an-automobile-accident/) - This question is one that I have heard a lot over the years. As I was brought up in the insurance industry I learned at a very young age what to do in the event of an accident. However, for many, this is a topic not discussed until you find yourself at the side of
- [How low can you go?  Why state minimum auto coverage is not enough.](https://hasinsurance.com/how-low-can-you-go-why-state-minimum-auto-coverage-is-not-enough/) - Which way will go when it comes to auto insurance? As an independent insurance agency the common statement we hear from individuals, especially with the purchase of a first car, is ”I don’t have much in the way of assets so all I really need is the minimum coverage allowed by the State of Connecticut”.
- [Hey Kids! Get off of my trampoline!](https://hasinsurance.com/hey-kids-get-off-of-my-trampoline/) - What is Attractive Nuisance liability? Do you have and "attractive nuisance" on your property? Something that is both attractive and dangerous to curious children can be classified as an attractive nuisance and opens up potential liability for you in the event that these objects cause an accident. Common nuisances include unguarded swimming pools, trampolines, fire

## Pages

- [The Team](https://hasinsurance.com/about/team/) - Rebecca Harris Selig, BA, MBA Brandeis University 1988, Northeastern University 1993 Agency Principal, Licensed Property and Casualty Agent Rebecca has been providing competitive insurance and superior service to the Greater Hartford area for over 20 years. As a lifelong Connecticut resident, she is committed to the area and enjoys working within the community to not
- [Privacy Policy](https://hasinsurance.com/privacy-policy/) - Privacy Policy Privacy Policy Last updated: February 25, 2025 This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You. We use Your Personal data to provide and improve the
- [Contact](https://hasinsurance.com/contact/) - Proud of our long-standing reputation for personalized service. Call us today for your insurance check-up (860) 521-8870.
- [What Factors Determine My Auto Insurance Premium](https://hasinsurance.com/what-factors-determine-my-auto-insurance-premium/) - As an insurance agent I am continuously asked: "Do you think I am paying too much for insurance?", "Can you give me a ballpark of what I should be paying for auto insurance?" or my favorite, "My neighbor drives the same type of car and pays a lot less than I do". I wish there was a
- [Long Term Care Insurance](https://hasinsurance.com/services/personal-insurance/long-term-care-insurance/) - The premium for long term care coverage is calculated using the total amount of protection and how long the insured is able to wait for the protection to begin.
- [Life Insurance](https://hasinsurance.com/services/financial-services/life-insurance/) - Purchasing a permanent or term life insurance policy with a set payout can help ease the financial burden during this difficult time.
- [Group & Individual Health Insurance](https://hasinsurance.com/services/financial-services/group-individual-health-insurance/) - From the CT Exchange to a Group Plan for your business, the right advice will make sure you get the right protection to fit your needs.
- [Financial Planning](https://hasinsurance.com/services/financial-services/financial-planning/) - From a simple IRA to a 401K plan for your business we are here to help you begin the steps towards securing your financial future.
- [Disability Insurance](https://hasinsurance.com/services/financial-services/disability-insurance/) - Whether it be for a short period of time or a long term disability we have the coverage available to help you through the financial stress you will face.
- [Wedding / Special Event Insurance](https://hasinsurance.com/services/personal-insurance/wedding-special-event-insurance/) - At Harris, Adelberg and Strauss we offer wedding/special event insurance to protect you from cancellations and postponement of your special day.
- [Watercraft Insurance](https://hasinsurance.com/services/personal-insurance/watercraft/) - At Harris, Adelberg and Strauss we will make sure your extra equipment is covered and you are protected in the event of an injury.
- [Tenant / Renter Insurance](https://hasinsurance.com/services/personal-insurance/tenant-renter-insurance/) - When signing the lease for your rental unit many people don’t consider the need for insurance to cover their personal belongings.
- [Recreational Vehicles Insurance](https://hasinsurance.com/services/personal-insurance/recreational-vehicles-insurance/) - Whether it’s an ATV, an RV or a snowmobile you want to make sure you have coverage for a liability claim or theft/damage to your recreational vehicle.
- [Personal Umbrella](https://hasinsurance.com/services/personal-insurance/personal-umbrella/) - For a reasonable cost an umbrella policy will protect your liability exposure and provide added limits over your home, auto and recreational vehicles.
- [Homeowners Insurance](https://hasinsurance.com/services/personal-insurance/homeowners-insurance/) - A comprehensive home insurance policy must take into account many factors from the replacement value of the home, other structures and contents.
- [Flood Insurance](https://hasinsurance.com/services/personal-insurance/flood-insurance/) - Flood insurance is a valuable coverage to protect your home and contents in the event of an unexpected rising of ground water.
- [Equine Insurance](https://hasinsurance.com/services/personal-insurance/equine/) - Whether you are a recreational rider or use a horse in the course of business purchasing a horse is a big investment monetarily and emotionally.
- [Condo Insurance](https://hasinsurance.com/services/personal-insurance/condo-insurance/) - People often think that if they own a condominium or townhome they don’t need much insurance because the condo association protects the building.
- [Auto Insurance](https://hasinsurance.com/services/personal-insurance/auto-insurance/) - With all the advertising about auto insurance out there it is important to understand that price is not the only factor in purchasing car insurance.
- [Worker's Compensation](https://hasinsurance.com/services/commercial-insurance/workers-compensation/) - Accidents and illnesses happen. Workers Compensation insurance is designed to cover the medical and disability expenses that arise from such events.
- [Professional Liability / Errors & Omissions (E&O) / Malpractice](https://hasinsurance.com/services/commercial-insurance/professional-liability-errors-omissions-eo-malpractice/) - Professional Liability/Error and Omissions Insurance covers the professional for the potential liability arising out of performing their daily responsibilities.
- [Non-Profit Organization Insurance](https://hasinsurance.com/services/commercial-insurance/non-profit-organization-insurance/) - Property, liability and workers compensation coverage may be necessary but a non-profit must also protect its governing board and volunteers.
- [Habitational/Condominium Association Insurance](https://hasinsurance.com/services/commercial-insurance/habitationalcondominium-association-insurance/) - Real estate investments need to be protected. So much more goes into finding the right insurance policy than the best price.
- [General Liability](https://hasinsurance.com/services/commercial-insurance/general-liability/) - All businesses are exposed to liability risks on a daily basis. A claim could arise against your business for bodily injury, property damage, libel or slander.
- [Fidelity/Crime Insurance](https://hasinsurance.com/services/commercial-insurance/fidelitycrime-insurance/) - Fidelity/Crime insurance protects an organization from loss of money and securities, and property resulting from a crime.
- [Director's and Officers (D&O)](https://hasinsurance.com/services/commercial-insurance/directors-and-officers-do/) - Directors and Officers Insurance is a professional liability insurance policy to protect a company against law suits against its board of directors.
- [Cyber Liability](https://hasinsurance.com/services/commercial-insurance/cyber-liability/) - If your business utilized the internet in any way, conducts any financial transaction or intakes any personal information Cyber Liability insurance is a must.
- [Commercial Umbrella](https://hasinsurance.com/services/commercial-insurance/commercial-umbrella/) - Commercial umbrella policies provide additional liability over the underlying business insurance policies. Catastrophic accidents can result in large payouts.
- [Commercial Property](https://hasinsurance.com/services/commercial-insurance/commercial-property/) - Property insurance for your business covers the building, physical property used in the operation of the business, inventories, and business records.
- [Business Owners Policy (BOP)](https://hasinsurance.com/services/commercial-insurance/business-owners-policy-bop/) - A Business Owners Policy is a packaged policy available to most small to medium size businesses. The BOP offers both property and liability coverage.
- [Business Automobile](https://hasinsurance.com/services/commercial-insurance/business-automobile/) - Business Auto insurance offers protection for vehicles owned, leased, hired or borrowed for all business types and all vehicles.
- [Financial Services](https://hasinsurance.com/services/financial-services/) - At Harris, Adelberg and Strauss we understand how important it is to have a clear picture of your finances and your financial future...we can help you.
- [Personal Insurance](https://hasinsurance.com/services/personal-insurance/) - As an independent insurance agency we represent multiple carriers and can match you with the one or more that best fit your needs and price point.
- [Commercial Insurance](https://hasinsurance.com/services/commercial-insurance/) - As an independent insurance agency we represent multiple carriers and can match you with the one or more that best fit your needs and price point.
- [Request Quote](https://hasinsurance.com/request-quote/) - Established 1923. We are your insurance experts providing peace of mind by helping clients obtain and manage their insurance needs.
- [The Firm](https://hasinsurance.com/the-firm/) - The Harris, Adelberg & Strauss Insurance Agency has been servicing the Greater Hartford Community for over 90 years.
- [Test](https://hasinsurance.com/test/) - test
- [Blog](https://hasinsurance.com/blog/) - We use this section of our website to share useful information about the world of insurance. They may be articles that shine a light on little known aspects of commonly-held policies, things to consider when buying insurance or advice on how to avoid common pitfalls to just how to make sure you are properly protected
- [Motorcycle Insurance](https://hasinsurance.com/services/personal-insurance/motorcycle-insurance/) - The weather is finally nice and you are ready to take out your motorcycle for your first ride of the season. Do you have the right coverage to protect you, your passenger and your bike and accessories? At Harris, Adelberg and Strauss we can help you get the right protection at the best price. We
- [Inland Marine](https://hasinsurance.com/services/commercial-insurance/inland-marine/) - Inland Marine insurance is designed to cover property in transit or property that moves around. Items such as contractors equipment and machinery, customers goods held by the business owner (bailee), fine arts, cameras, computers, medical diagnostic equipment, and a variety of other “mobile” property. The inland marine policy also covers property while it is being
- [Home Insurance](https://hasinsurance.com/home-insurance/) - If you have reached the dream of owning a home it is important to make sure you protect your investment you worked so hard to obtain. If you are a first time home buyer or a seasoned veteran of home ownership you need to make sure your insurance coverage matches your needs. A comprehensive home
- [Cyber Insurance](https://hasinsurance.com/cyber-insurance/) - The buzz word of the 21st century has become a reality for all businesses. It is a coverage that every business should carry. “But we don’t conduct business on the internet” or “my data is stored in the cloud and managed by another company” are the responses from owners when this coverage is suggested. If
- [Business Insurance](https://hasinsurance.com/business-insurance/) - A Business Owners Policy is a packaged policy available to most small to medium size businesses. The BOP offers both property and liability coverage. The basic Business Owners policy provides coverage for the insured’s building and business property, liability and business interruption due to a loss. The BOP can be further tailored to specific business
- [Auto Insurance](https://hasinsurance.com/auto-insurance/) - With all the advertising about auto insurance out there it is important to understand that price is not the only factor in purchasing car insurance. We balance coverage and price to meet the needs of our clients. In today’s litigious society it is more important than ever to make sure you have adequate insurance coverage
- [Financial Services](https://hasinsurance.com/financial-services/) - The idea of doing financial planning can be overwhelming. We often make the big mistake of putting it on the back burner. It’s never too early to start planning for your financial future. From a simple IRA to a 401K plan for your business we are here to help you begin the steps towards securing
- [About](https://hasinsurance.com/about/) - Background Hello and welcome! Thank you so much for exploring these pages of my website. I hope you find the content here useful and informative. I've been in this business for a while now and helping you make the best possible decisions is my number one priority. Whether you've found this business profile of mine
- [Services](https://hasinsurance.com/services/) - Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into
- [Sample Page](https://hasinsurance.com/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger

## Categories

- [blog](https://hasinsurance.com/category/blog/)
- [Insurance](https://hasinsurance.com/category/insurance/)

## Tags

- [insurance](https://hasinsurance.com/tag/insurance/)
- [accident](https://hasinsurance.com/tag/accident/)
- [vehicles](https://hasinsurance.com/tag/vehicles/)
- [incident](https://hasinsurance.com/tag/incident/)
- [car](https://hasinsurance.com/tag/car/)
- [rate](https://hasinsurance.com/tag/rate/)
- [insurance companies](https://hasinsurance.com/tag/insurance-companies/)
- [auto insurance](https://hasinsurance.com/tag/auto-insurance/)
- [driving record](https://hasinsurance.com/tag/driving-record/)
- [insurance score](https://hasinsurance.com/tag/insurance-score/)
- [low mileage](https://hasinsurance.com/tag/low-mileage/)
- [insurance carrier](https://hasinsurance.com/tag/insurance-carrier/)
- [independent agent](https://hasinsurance.com/tag/independent-agent/)
- [agent](https://hasinsurance.com/tag/agent/)
- [insurance premium](https://hasinsurance.com/tag/insurance-premium/)
- [rating factors](https://hasinsurance.com/tag/rating-factors/)
- [insurance rate](https://hasinsurance.com/tag/insurance-rate/)