What is personal umbrella insurance? It is an extra layer of liability that extends over your auto and home insurance liability. If you think you don’t need it you are wrong.
With today’s increasing costs one bad auto accident could exhaust your limits and leave you “holding the bag” for the additional liability putting all that you have worked so hard for at risk. But I don’t own much what can I lose? Not only can you lose your home and investments but lawyers have attached awards to future earnings. You could be paying for the rest of your life!
For a reasonable cost an umbrella policy will protect your liability exposure and provide added limits over your home, auto and recreational vehicles. Policy limits are available from $1,000,000 to $10,000,000 and are worth every penny if you find yourself in a lawsuit from an accident. If you own a home, drive a car, have a pool, a young driver, boat or recreational vehicle and umbrella insurance policy is something you need.
Contact Harris, Adelberg and Strauss and make sure you are protected.
If you have questions about this kind of coverage, please call 860-521-8870 or fill out our contact form. We look forward to helping you.